Number format: this calculator uses German notation throughout — a comma is the decimal separator and a dot groups thousands. “1.234,56” means one thousand two hundred thirty-four euros and fifty-six cents. The figures come from German tax law, so they are shown the way German authorities write them.
What is left of 1.500,00 € gross?
Net per month
1.210,58 €
of 1.500,00 € gross — 289,42 € goes to tax and social security
| Wage tax | −9,25 € |
|---|---|
| Health insurance | −112,37 € |
| Long-term care insurance | −31,68 € |
| Pension insurance | −119,43 € |
| Unemployment insurance | −16,69 € |
| What is left | 1.210,58 € |
The same gross pay in all six tax classes
The tax class does not change what you owe for the year — only how much of it is withheld each month.
| Tax class | Net per month |
|---|---|
| I | 1.210,58 € |
| II | 1.219,83 € |
| III | 1.219,83 € |
| IV | 1.210,58 € |
| V | 1.067,00 € |
| VI | 1.045,25 € |
What is left of a pay rise
Of 100 € more gross pay, 56,04 € is left net at this point. That is the figure to reckon with in a salary negotiation — not the average across the whole salary.
The post costs the employer at least 1.834,16 € a month. At least, because the levies U1 and U2 appear in no statute but in the articles of the respective health insurer — they are deliberately not estimated here.
What is special about this salary
This salary lies in the transition zone (§ 20 (2) SGB IV, colloquially Midijob). Up to 2.000 € a month the employee's share of social security is calculated on its own, lower assessment base — you pay less than half the contribution. That is why net pay rises more slowly once you cross the threshold: the reduced share falls away.
The assumptions behind these figures
Tax class I, North Rhine-Westphalia, no church tax, 35 years old, no children, covered by statutory health insurance at the average supplementary rate of 2,9 %. Any other situation — children, church tax, a different federal state, private cover — changes the result. The calculator takes all of it.
Other amounts: 1.800 €